About Xpenspay
A fast and convenient way to pay
Make use of Xpenspay’s Scan-To-Pay feature to conveniently pay for goods and services without the hassle of account numbers differing banks slowing you down.
The Xpenspay app allows you pay for daily expenses without worrying about physical cash. With your phone camera scan the QR code at the merchant location, enter the product/service amount and enter your pin to pay. Simply download the Xpenspay App to start transacting today.

Putting our users and merchants first
At Xpenspay we put our users at the center of every service to provide the best value possible.
What services do we provide?
Lowest transaction rates in the industry
- Special discounts on merchant services
- Dedicated customer supports

An innovative community focused design
Xpenspay’s Merchant search function provides an enriching experience for users whenever they open the app.
Users enjoy various benefits like:
- Access to local vendors and service providers
- Save time on finding products near you
- Help exploring new places wherever you go.

Make savings on your purchases and payments
On the Xpenspay App, users can earn discounts on products and services from merchants on the platform. Discounts vary from merchant to merchant.

Our Partners
Xpenspay is built in collaboration with Simplex Business Solutions and partnered with VFD Microfinance Bank in order to bring the best service to its customers with top-tier customer support and reliable infrastructure to guarantee stable transactions 24/7.
Our Vision
To be Africa’s preferred daily expense wallet.
Our Mission
To be Africa’s preferred neighborhood daily expense wallet, through delivery of the simplest, fastest and safest settlement medium.
Frequently Asked Questions
Become an Xpenspay Agent Today
Register Here