Mobile payment illustration

Discover a new way to pay for your daily retail goods & services

Stop worrying about small change and start using Xpenspay today

QR code to download app

Scan to download the app.

A Product of Direct Distribution Crafts Limited. Powered by

VFD Microfinance Bank logoVFD Microfinace Bank

Download the Xpenspay app and refer your friends to earn rewards

Brand logo
Mobile app referral rewards screen

Easily find merchants around you on the xpenspay platform

Get the fastest service wherever you go, hassle-free

Merchant finder feature illustration
Quick payment feature illustration

Quick and Easy Payments

Enjoy the fastest transaction times using our QR Payments system with any of our merchants